Page 221: Attacking a Person on a Chariot
"Damage taken by the chariot for more points than the chariot can absorb in one blow is taken on the hit location rolled in the attack. The armor on the location, if any, absorbs the excess points. The chariot then loses 1 hit point."
I find parsing the above rule a bit difficult. Is it saying, on a successful attack, roll for location and roll damage, and if damage is left after applying armour, reduce armour by one?
EDIT: Chariot fighting? How cool is that!